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  • Better Safe than Sorry? Ex Ante and Ex Post Moral Hazard in Dynamic Insurance Data 

    Abbring, Jaap; Chiappori, Pierre-André; Zavadil, Tibor (Amsterdam : Tinbergen Institute, 2008-08-25)
    This paper empirically analyzes moral hazard in car insurance using a dynamic theory of an insuree's dynamic risk (ex ante moral hazard) and claim (ex post moral hazard) choices and Dutch longitudinal micro data. We use ...